Checking
Our commitment to delivering you a great banking experience starts with our checking solutions, each one designed to meet your needs at different financial stages. You’ll enjoy plenty of perks such as online account opening and mobile banking.
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| Personal Checking | UBenefit Interest Checking | Premium High-Yield Checking | |
|---|---|---|---|
Earns interest | | Earns up to 4% 1 on balances up to $10,000 | Tiered interest |
Minimum opening deposit | $100 | $100 | $100 |
Monthly service charge | | $15 | $30 |
To avoid monthly service charge | | Spend $75 in signature-based debit card transactions per calendar month | Maintain minimum balance of $10,000 |
Earns rewards | | Travel and merchandise reward points with debit card use | |
Free checks | | Free basic checks or 50% discount on premium checks | Free basic checks or 50% discount on premium checks |
Free non-LichfieldTrust ATM transactions | | Up to five per calendar month | Up to five per calendar month |
Free eStatement |  |  $3 per month for printed |  |
Online account opening |  |  | |
| Open Account | Open Account | Open Account |